Commercial & Multifamily Financing

At EMx Lending, we specialize in sourcing and securing financing for commercial and multifamily properties, leveraging our extensive network of capital sources. Whether you're acquiring, refinancing, or developing a multifamily asset (5+ units), an industrial facility, a retail center, an office building, a self-storage facility, or another income-producing property, we provide access to banks, credit unions, insurance companies, conduits, and private lenders—ensuring a diverse range of funding solutions tailored to your investment strategy.

When it comes to financing commercial and multifamily projects, preparation and presentation are paramount. Our experienced Capital Advisors guide you through the entire process, conducting comprehensive market research, developing accurate financial projections, and, most importantly, ensuring your financing proposal reflects the expertise and professionalism you bring as an operator. This strategic approach positions you for access to the best terms and long-term lending relationships.

We begin by evaluating your deal and providing pre-underwrite opinions to highlight potential strengths and risks. If you choose to move forward, we’ll assemble a detailed Lender Presentation Package designed to align your project with the most suitable lenders—whether regional or national, institutional or private. Our deep understanding of commercial and multifamily financing structures ensures that we match your deal with the right capital partners.

Our process is thorough, strategic, and results-driven, ensuring you secure competitive terms and build the right financing relationships for long-term success.

Loan Products:

Bridge Loans

Permanent Financing

Mezzanine Financing

Loan Details:

Minimum Loan Amount: $750K

Fees: Typically 1-1.5 points based on loan size and deal type


Looking to discuss a project or financing opportunity?

Capital Source Types

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EMx Lending arranges financing solely for business-purpose residential and multifamily property transactions. We do not offer consumer mortgages or loans for owner-occupied residences. As a private lender, EMx Lending operates under applicable state and federal regulations for business-purpose loans and is not required to obtain NMLS licenses in most states. Please consult with your legal and financial advisors to ensure compliance with local lending regulations. All loans are subject to approval based on borrower qualifications and transaction terms. Rates advertised are the lowest offered; actual rates may vary based on factors such as borrower FICO score, experience, ownership period, and more. Rates are not locked until final approval. EMx Lending offers financing in all states except Vermont, North Carolina, Minnesota, North Dakota, South Dakota, Idaho, Utah, Oregon, California, Arizona, and Nevada.