EMx Lending arranges financing solely for business-purpose residential and multifamily property transactions. We do not offer consumer mortgages or loans for owner-occupied residences. As a private lender, EMx Lending operates under applicable state and federal regulations for business-purpose loans and is not required to obtain NMLS licenses in most states. Please consult with your legal and financial advisors to ensure compliance with your local lending regulations. All loans are subject to approval based on borrower qualifications and terms of the specific transaction.

Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, and other factors. *At this time, we are unable to lend in Minnesota, North Dakota, Oregon, South Dakota, Utah, and Vermont.